Pacific Life added to Quote & Apply

Pacific Life’s Promise Term and GUL are now on Quote & Apply

Smooth Sail Underwriting guarantees no exam for your 50-69 year old clients applying for $1,000,000 or less that have seen the doctor and completed labs in the last 18 months.
Promise Term and GUL are processed through Pacific Life Lynchburg which is largely composed of ex-Genworth folks and systems. Their new business processes are efficient, height and weight chart is competitive, and compensation is better than average (think Genworth).
In lieu of an exam, clients need to complete a phone interview and PacLife will review the APS. Combine their no exam underwriting with BackNine’s Instant APS and you could be selling large premium cases in 10 days.
Term Conversion is good: At any time during your level premium period (not to exceed your attained age 70), you may convert all or a part of the PL Promise Term policy’s death benefit to a new permanent (aka cash value) life insurance policy that Pacific Life makes available at the time of conversion.
eDelivery is supported. Like most carriers on Quote & Apply, Pacific Life supports eDelivery. Once you’ve become accustomed to eDelivery, it’s hard to go back.
PacLife Life is enabled by default so you don’t need to made adjustments to your Quote & Apply for them to appear.
Sorry New York, it’s not available.

Join our webinar 9/17/2019 at 10 AM PT using this link.

Call us at (800) 790-1951 or email your marketing manager.

Reid ✌️

BackNine